Once you’ve accepted your provisional offer, tasks will appear on your Prodigy Finance dashboard that require documentation from both you and your co-signer. You will need to complete these tasks and provide the following documents on behalf of your co-signer:
Proof of identity
Please provide a colour scan of one of the following acceptable documents:
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Passport
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Drivers License
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National ID card
Proof of income
The following documents are acceptable:
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If your co-signer is employed full-time, part-time, or on a contract basis:
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The last three months’ salary slips (dated within the last four months)
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A corresponding bank statement showing the salary credited into the co-signer’s bank account
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If your co-signer is self-employed:
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Three months’ invoices with the corresponding bank statements, or
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The most recent tax certificate
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If your co-signer is retired, or unemployed they will need to submit their proof of income along with a corresponding bank statement which will be taken under consideration.
Please ensure that:
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Salary slips include your co-signer's full name, employer name, gross and net salary, and payment period.
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The bank statement includes the co-signer’s full name and salary transaction.
Proof of residence
Please upload an official residential document dated within the last 3 months.
You would be able to upload any of the below documents, which have the co-signer's full name and current residential address on it:
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Aadhar card or e-Aadhaar card
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Bank/credit card statement
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Utility bill (e.g, gas or water bill)
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Rental agreement
Note: A passport will not be accepted as proof of address.
The document must include:
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Co-signer’s full name and surname
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House number, street name, city, state, and postal code
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A date no older than 90 days from the upload date
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The logo or stamp of the issuing institution
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An address that matches the one provided in the application
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The document should be in a non-editable format such as PDF, JPEG, PNG, or JPG
Credit bureau report
We require a copy of your co-signer’s credit report, which summarises their credit history and must be prepared by a recognised credit reference agency in their country.
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If they have no prior credit history, they can provide a “No hit” / “No data” report instead.
Read this article to learn more about uploading the latest credit report.