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What documents does my co-signer need to provide?

  • Updated

Once you’ve accepted your provisional offer, tasks will appear on your Prodigy Finance dashboard that require documentation from both you and your co-signer. You will need to complete these tasks and provide the following documents on behalf of your co-signer: 

Proof of identity

Please provide a colour scan of one of the following acceptable documents:

  • Passport

  • Drivers License

  • National ID card

Proof of income

The following documents are acceptable:

  1. If your co-signer is employed full-time, part-time, or on a contract basis:

    • The last three months’ salary slips (dated within the last four months)

    • A corresponding bank statement showing the salary credited into the co-signer’s bank account

  2. If your co-signer is self-employed:

    • Three months’ invoices with the corresponding bank statements, or

    • The most recent tax certificate

  3. If your co-signer is retired, or unemployed they will need to submit their proof of income along with a corresponding bank statement which will be taken under consideration. 

Please ensure that:

  • Salary slips include your co-signer's full name, employer name, gross and net salary, and payment period.

  • The bank statement includes the co-signer’s full name and salary transaction.

Proof of residence

Please upload an official residential document dated within the last 3 months.

You would be able to upload any of the below documents, which have the co-signer's full name and current residential address on it:

  • Aadhar card or e-Aadhaar card

  • Bank/credit card statement

  • Utility bill (e.g, gas or water bill)

  • Rental agreement

Note: A passport will not be accepted as proof of address.

The document must include:

  • Co-signer’s full name and surname

  • House number, street name, city, state, and postal code

  • A date no older than 90 days from the upload date

  • The logo or stamp of the issuing institution

  • An address that matches the one provided in the application

  • The document should be in a non-editable format such as PDF, JPEG, PNG, or JPG

Credit bureau report

We require a copy of your co-signer’s credit report, which summarises their credit history and must be prepared by a recognised credit reference agency in their country.

  • If they have no prior credit history, they can provide a “No hit” / “No data” report instead.

Read this article to learn more about uploading the latest credit report.

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