There is no impact to your credit score when you apply for a quote. Once you accept the offer, we will then pull your credit to assess affordability of the loan, which could affect your score. After you begin repayments, you will then be able to build your credit history in the US or UK (country you’re living in), opening up lower rates for other forms of credit.
Articles in this section
- What supporting documents will I need for my application?
- How do you calculate my interest rate?
- Who is eligible for refinancing with Prodigy Finance?
- What is refinance?
- Are there any fees or penalties?
- How does the refinance process work?
- How is my credit score affected?
- What are the next steps after my loan is approved?
- What are the steps to start repaying my loan?
- When is my first payment due?