A credit report is a detailed report of an individual's credit history prepared by a registered Credit Bureau.
Where can I get a credit report?
Obtaining a credit report differs in each country. We've listed some links below to help you. If any of these options are no longer available, please visit your local bank for guidance.
What if I've never taken out credit before?
Even if you've never taken out any credit before you will still be able to retrieve a form of confirmation from your credit bureau agency that you do not have any credit history.
Your credit bureau agency will provide you with a document/email/screenshot illustrating that you do not have any credit history, which is all we need to know.
The document/email/screenshot must meet the following requirements:
- Your name must be visible
- The name, logo, letterhead, or email address from the institute must be visible
- The document/email/screenshot must not be older than 90 days from the date it is submitted in your application and the date must be visible
- The document/email/screenshot must be in a non-editable format such as PDF, JPEG, PNG, or JPG
- Confirm that you do not have any credit history
Note the following:
- If the report shows late payments or delinquent accounts, please provide an explanation of each occurrence or instance.
- If the report is incorrect, please reach out to your Credit Bureau to get an updated or corrected version.
You are welcome to email us at info@prodigyfinance.com for additional support or if you can’t get all the documents required view this article
| Country | Credit Bureau Links |
| Afghanistan | Contact Da Afghanistan Bank for instructions on how to obtain your CBR |
| Albania | Contact your bank for instructions on how to obtain your CBR, refer to the 'How to apply for the Borrower's Report' section for the 'how to' https://www.bankofalbania.org/Supervision/Credit_Registry/Borrower_s_Report/ |
| Algeria | Contact their bank for instructions on how to obtain your CBR |
| American Samoa | Contact their bank for instructions on how to obtain your CBR |
| Andorra | Contact their bank for instructions on how to obtain your CBR |
| Angola | Contact their bank for instructions on how to obtain your CBR |
| Antigua and Barbuda | http://www.ccbl.info.tt/Caribbean/credit-inquiry/ |
| Argentina | Https://www.veraz.com.ar/ECOMMERCE/inicio.ecom http://www.experian.com.ar |
| Armenia | http://acra.am/?lang=en - You will need to obtain a paper copy of your credit report from ACRA office or from Haypost nearest post office |
| Aruba | https://caribbeancreditbureau.com/persons/#ccp - Refer to the 'I need a copy of my CCB credit report' section for where to obtain their credit report |
| Australia | Https://www.experian.com.au/order-credit-report-form OR https://www.equifax.com.au/personal/products |
| Azerbaijan | Https://www.acb.az/eng/services/extract-from-the-credit-bureau.html - Student will need to select the 'personal enquiry' option to see how they can obtain their CBR |
| Bahamas | http://www.ccbl.info.tt/Caribbean/credit-inquiry/ |
| Bahrain | https://www.benefit.bh/Services/bahraincreditreferencebureau/ |
| Bangladesh | Student to contact their local bank on how to obtain their CBR |
| Barbados | http://www.ccbl.info.tt/Caribbean/personal-solutions/ |
| Belarus | https://creditregister.by/ |
| Belgium | Https://www.nbb.be/en/central-credit-register/credits-individuals/information-reported/central-individual-credit-register - Student to contact their local bank on how to obtain their CBR |
| Belize | http://www.ccbl.info.tt/Caribbean/credit-inquiry/ |
| Benin | Please contact your bank and obtain 3 months transactional bank statements |
| Bermuda | Http://www.ccbl.info.tt/Caribbean/credit-inquiry/ - Visit any surepay location |
| Bhutan | https://www.cib.bt/ProductAndServices/Consumer.aspx |
| Bolivia | https://www.infocenter.com.bo/web_publico/public/ OR https://www.infocredbi.com/ |
| Bonaire | https://www.experian.nl/ |
| Bosnia and Herzegovina | Contact your bank for instructions on how to obtain your CBR |
| Botswana | https://compuscan.co.bw/ |
| Brazil | https://www.serasa.com.br/cadastro-positivo/ Make sure that your name and CPF number is available on the report |
| Brunei | https://www.ambd.gov.bn/birokredit/self-inquiry-report-(sir)/obtaining-self-inquiry-report |
| Bulgaria | https://www.creditreform.bg/en/home.html |
| Burkina Faso | https://uemoa.creditinfo.com/ |
| Burundi | Contact your bank for instructions on how to obtain your CBR |
| Cambodia | https://www.creditbureau.com.kh/ |
| Cameroon | Contact your bank for instructions on how to obtain your CBR |
| Canada | Https://www.transunion.ca/ https://www.consumer.equifax.ca/personal/ Obtain a transunion report, ensure that its a credit consumer disclosure report as that report includes credit history |
| Cayman Islands | https://www.cincb.ky/ |
| Central African Republic | Contact your bank for instructions on how to obtain your CBR |
| Chile | Https://sec.equifax.cl/compraonline/detalleArticulo/3 - Obtain your CBR from Equifax branches throughout the country |
| China | http://www.pbccrc.org.cn/crc/ OR Peoples Bank of China |
| Colombia | https://tuactividaddecredito.transunion.co/CreditView/login.page?enterprise=TUCO OR https://www.datacredito.com.co/ OR https://www.midatacredito.com/ |
| Comoros | Contact your bank for instructions on how to obtain your CBR |
| Cook Islands | https://cicreditbureau.com/services/ |
| Costa Rica | https://www.equifax.co.cr/personas |
| Cote d'Ivoire | Reach out to Creditinfo VoLo who will be able to take you through the process to obtain your credit report. Email: infos@bic-uemoa.com Contact nr: +22520225635 |
| Croatia | https://www.hrok.hr/ |
| Cyprus | https://www.fccb.com.cy/ |
| Czech Republic | https://kolikmam.cz/mujkredit OR https://www.cbcb.cz/klientske-centrum/ |
| Denmark | https://www.experian.dk/ |
| Djibouti | Contact your bank for instructions on how to obtain your CBR |
| Dominica | http://www.ccbl.info.tt/Caribbean/credit-inquiry/ |
| Dominican Republic | https://www.transunion.do/# OR https://www.datacredito.com.do/ |
| Democratic Republic of Congo | Please contact your bank and obtain 3 months transactional bank statements |
| Egypt | https://www.i-score.com.eg/ar/information-for-individuals/home/ |
| El Salvador | https://www.equifax.sv/personas |
| Estonia | https://www.creditinfo.ee/products-services/eraisiku-krediidireiting/ |
| Faroe Islands | Contact your bank for instructions on how to obtain your CBR |
| Fiji | https://thepacificbureau.com/ |
| Finland | https://www.asiakastieto.fi/omatieto/en/tuotteet/minun-luottotietoni OR https://finland.bisnode.fi/yritys-ja-henkiloluottotietojen-tietosisaltokuvaukset/ |
| France | Contact Bank De Franc for instructions on how to obtain your CBR |
| French Guiana | Contact your bank for instructions on how to obtain your CBR |
| French Polynesia | Contact your bank for instructions on how to obtain your CBR |
| Gabon | Contact your bank for instructions on how to obtain your CBR |
| Georgia | https://ge.creditinfo.com/ |
| Germany | https://www.meineschufa.de/index.php |
| Ghana | https://xdsdata.com/ |
| Gibraltar | Contact your bank for instructions on how to obtain your CBR |
| Greece | http://www.teiresias.gr/ |
| Greenland | Contact your bank for instructions on how to obtain your CBR |
| Guadeloupe | Contact your bank for instructions on how to obtain your CBR |
| Guam | Contact your bank for instructions on how to obtain your CBR |
| Guatemala | https://www.transunioncentralamerica.com/servicio-al-cliente/soporte-tecnico |
| Guernsey | http://www.cidsltd.com/creditcheck.html |
| Guinea | Contact your bank for instructions on how to obtain your CBR |
| Guyana | https://gy.creditinfo.com/credit-reports/ |
| Haiti | Contact Bank of the Republic of Haiti for instructions on how to obtain your CBR |
| Heard Island and McDonald Islands | Contact your bank for instructions on how to obtain your CBR |
| Honduras | https://www.equifax.hn/ OR https://www.transunion.com.do/ICS/pages/home.xhtml |
| Hong Kong | https://www.transunion.hk/zh/ |
| Hungary | https://bisz.hu/en/homepage/ |
| Iceland | https://www.creditinfo.is/ |
| India | Please obtain your credit bureau report from https://www.experian.in/consumer-reports |
| Indonesia | https://www.idscore.id/pribadi OR https://www.ojk.go.id/id/kanal/perbankan/Pages/Sistem-Layanan-Informasi-Keuangan-SLIK.aspx |
| Iran | https://www.irancreditscoring.com/portal/home/ |
| Ireland | https://www.myrequest.centralcreditregister.ie/ OR http://www.icb.ie/cr_options.php |
| Isle of Man | http://www.cidsltd.com/creditcheck.html |
| Israel | https://www.dbisrael.co.il/en/ |
| Italy | http://www.infocomas.com/Credit_Report/purchase_of_Individual_report.asp?NumServ=159 |
| Jamaica | https://jm.creditinfo.com/ |
| Japan | https://www.jicc.co.jp/ |
| Jersey | http://www.cidsltd.com/creditcheck.html |
| Jordan | https://www.crif.jo/AR/Pages/%D8%AE%D8%AF%D9%85%D8%A7%D8%AA_%D8%A7%D9%84%D8%A7%D9%81%D8%B1%D8%A7%D8%AF#report |
| Kazakhstan | https://www.1cb.kz/ |
| Kenya | http://www.metropol.co.ke/crystobol/ |
| Korea, South | http://www.mycredit.co.kr/mycredit_b.html |
| Kuwait | https://www.cinet.com.kw/en/home |
| Kyrgyztan | http://www.ishenim.kg/en/Page/History |
| Lao People's Democratic Republic | Contact your bank for instructions on how to obtain your CBR |
| Latvia | Please contact your bank and obtain 3 months transactional bank statements |
| Lebanon | https://masri.com.lb/products/creditInfo |
| Lesotho | https://compuscan.co.ls/ |
| Liberia | Contact the Central Bank of Liberiafor for instructions on how to obtain your CBR |
| Liechtenstein | https://www.crediweb.ch/ |
| Lithuania | https://www.manocreditinfo.lt/Paslaugos/asmenine-kredito-istorija |
| Luxembourg | Contact your bank for instructions on how to obtain your CBR |
| Macedonia | https://mkb.mk/ |
| Madagascar | Contact Central Bank of Madagascar for instructions on how to obtain your CBR |
| Malaysia | https://www.creditbureau.com.my/index.php/access |
| Mali | Please contact your bank and obtain 3 months transactional bank statements |
| Malta | https://mt.creditinfo.com/ |
| Marshall Islands | Contact your bank for instructions on how to obtain your CBR |
| Martinique | http://www.ccbl.info.tt/Caribbean/credit-inquiry/ |
| Mauritania | Contact your bank for instructions on how to obtain your CBR |
| Mauritius | Contact MCIB (Mauritius Credit Information Bureau), but you have to personally call the MCIB and make a formal request with regards to instructions on 'how to obtain CBR' |
| Mayotte | Contact your bank for instructions on how to obtain your CBR |
| Mexico | https://www.circulodecredito.com.mx / OR Telephone call : either to Buró de Crédito, from anywhere in the Republic at (55) 5449 4954 without long distance cost or at 800 640 7920, Monday through Friday from 8:00 a.m. to 9:00 p.m. and Saturdays from 9:00 a.m. to 2:00 p.m. Or to Círculo de Crédito, at (55) 5166 2455 and toll free long distance at 01 800 888 247 2856. Specialized Customer Service Unit : either at the Credit Bureau, at Av. Periférico Sur 4349. Plaza Imagen, Loc. 3. Fracc. Gardens of the Mountain. Delegation Tlalpan, CP 14210. CDMX. Or in Círculo de Crédito, Calle Jaime Balmes 11, Edif. E - Mezannine 1 Secc. A. Plaza Polanco, Col. Los Morales Polanco. From. Miguel Hidalgo. CDMX, CP 11510 By email : fill out the online application on https://www.circulodecredito.com.mx / and send an email to servicio.clientes@burodecredito.com.mx or atencion.clientes@circulodecredito.com.mx . |
| Monaco | Contact your bank for instructions on how to obtain your CBR |
| Mongolia | Please contact your bank and obtain 3 months transactional bank statements |
| Montenegro | Please contact your bank and obtain 3 months transactional bank statements |
| Morocco | https://www.quantik.ma/ OR https://ma.creditinfo.com/en/ |
| Mozambique | Please contact your bank and obtain 3 months transactional bank statements |
| Myanmar | Contact your bank for instructions on how to obtain your CBR |
| Nepal | Please contact your bank and obtain 3 months transactional bank statements |
| Netherlands | https://www.experian.nl/ |
| New Caledonia | Contact your bank for instructions on how to obtain your CBR |
| New Zealand | Https://www.mycreditfile.co.nz/ OR https://www.creditcheck.illion.co.nz/ OR https://www.centrix.co.nz/personal/get-credit-report/ |
| Nicaragua | https://www.transunioncentralamerica.com/ |
| Niger | Please contact your bank and obtain 3 months transactional bank statements |
| Nigeria |
Please note when making use of this site you will need to select the option "CRC Self Enquiry" as well as the "CRC Score". By selecting these options it will give us the full detail we require on your Credit Report and your current Credit Score. If we need further information we will be in touch with you. or |
| Norfolk Island | Student will need to contact their bank for instructions on how to obtain CBR |
| Northern Mariana Islands | Contact your bank for instructions on how to obtain your CBR |
| Norway | https://www.experian.no/ |
| Oman | https://cbo.gov.om/ - Student will need to contact the Central Bank of Oman for instructions on how to obtain their CBR |
| Pakistan | https://datacheck.com.pk/overview-2/ OR http://www.sbp.org.pk/ecib/about.htm |
| Panama | https://www.intelidat.com/ |
| Paraguay | https://www.informconf.com.py/index.php |
| Peru | https://www.equifax.pe/home |
| Philippines | Please contact your bank and obtain 3 months transactional bank statements |
| Poland | https://www.bik.pl/ |
| Portugal | https://www.equifax.pt/ |
| Puerto Rico | https://www.transunion.com/ |
| Qatar | https://www.cb.gov.qa/ |
| Romania | https://www.birouldecredit.ro/ |
| Russia | Https://www.crif.ru/ OR https://ucbreport.ru/ |
| Rwanda | https://www.transunionafrica.com/rwanda |
| Saint Pierre and Miquelon | Contact your bank for instructions on how to obtain your CBR |
| San Marino | Contact your bank for instructions on how to obtain your CBR |
| Sao Tome and Principe | Contact your bank for instructions on how to obtain your CBR |
| Saudi Arabia | https://www.simah.com/ar/personal/pages/default.aspx OR https://www.bayancb.com/en |
| Senegal | Please contact your bank and obtain 3 months transactional bank statements |
| Serbia | https://www.kreditnibiro.com/default.aspx |
| Singapore | http://www.dpgroup.com.sg/ OR http://www.creditbureau.com.sg/ |
| Slovakia | http://www.sbcb.sk/ |
| Slovenia | http://sisbon.si/en/dostop-do-podatkov |
| South Africa | https://www.transunion.co.za/ and OR https://compuscan.co.za/ OR select the 'GET A REPORT FOR ME' option in the credit report task on your dashboard |
| Spain | Https://www.einforma.com/ |
| Sri Lanka | http://www.crib.lk/en/ |
| Suriname | Contact your bank for instructions on how to obtain your CBR |
| Sweden | https://www.uc.se/ |
| Switzerland | Https://www.zek.ch/de-ch/kredit-leasingnehmer/eintrage-zu-meiner-person |
| Taiwan | https://www.jcic.org.tw/main_ch/index.aspx |
| Tajikistan | https://cibt.tj/en/services/consumers |
| Tanzania | https://tz.creditinfo.com/individual-solutions/ and https://dnbtanzania.com/page/about-credit-bureaus |
| Thailand | https://www.ncb.co.th/ OR http://www.scb.co.th/en/home |
| Trinidad and Tobago | http://www.transunion.co.tt/ |
| Tunisia | Contact their Central bank of Tunisia to obtain your CBR |
| Turkey | https://www.findeks.com/ |
| Uganda | https://compuscan.co.ug/ |
| Ukraine | Https://www.pvbki.com/ukr/ OR https://credithistory.com.ua/ua/ |
| United Arab Emirates | https://www.aecb.gov.ae/home |
| United Kingdom | https://www.experian.co.uk/ OR select the 'GET A REPORT FOR ME' option in the credit report task on your dashboard |
| United States |
https://www.experian.com/ OR select the 'GET A REPORT FOR ME' option in the credit report task on your dashboard
|
| Uruguay | https://www.equifax.uy/personales |
| Uzbekistan | Please contact your bank and obtain 3 months transactional bank statements |
| Venezuela | Please contact your bank and obtain 3 months transactional bank statements |
| Vietnam | http://www.pcb.vn/en/ |
| Virgin Islands | Contact your bank for instructions on how to obtain your CBR |
| Wallis and Futuna | Contact your bank for instructions on how to obtain your CBR |
| Zambia | https://www.transunionafrica.com/ |
| Zimbabwe | http://www.fcbureau.co.zw/services.html |