A credit report is a detailed report of an individual's credit history prepared by a registered Credit Bureau.
Where can I get a credit report?
Obtaining a credit report differs in each country. We've listed some links below to help you. If any of these options are no longer available, please visit your local bank for guidance.
What if I've never taken out credit before?
Even if you've never taken out any credit before you will still be able to retrieve a form of confirmation from your credit bureau agency that you do not have any credit history.
Your credit bureau agency will provide you with a document/email/screenshot illustrating that you do not have any credit history, which is all we need to know.
The document/email/screenshot must meet the following requirements:
- Your name must be visible
- The name, logo, letterhead, or email address from the institute must be visible
- The document/email/screenshot must not be older than 90 days from the date it is submitted in your application and the date must be visible
- The document/email/screenshot must be in a non-editable format such as PDF, JPEG, PNG, or JPG
- Confirm that you do not have any credit history
Note the following:
- If the report shows late payments or delinquent accounts, please provide an explanation of each occurrence or instance.
- If the report is incorrect, please reach out to your Credit Bureau to get an updated or corrected version.
You are welcome to email us at info@prodigyfinance.com for additional support.
| Country | Credit Bureau Links |
| Afghanistan | Please contact Da Afghanistan Bank for instructions on how to obtain your credit bureau report |
| Albania | Please contact your bank for instructions on how to obtain your credit bureau report, refer to the 'How to apply for the Borrower's Report' section for the 'how to' https://www.bankofalbania.org/Supervision/Credit_Registry/Borrower_s_Report/ |
| Algeria | Please contact your bank for instructions on how to obtain your credit bureau report |
| American Samoa | Please contact your bank for instructions on how to obtain your credit bureau report |
| Andorra | Please contact your bank for instructions on how to obtain your credit bureau report |
| Angola | Please contact your bank for instructions on how to obtain your credit bureau report |
| Antigua and Barbuda | http://www.ccbl.info.tt/Caribbean/credit-inquiry/ |
| Argentina | https://www.veraz.com.ar/ECOMMERCE/individuos.ecom |
| Armenia | http://www.acra.am |
| Aruba | https://caribbeancreditbureau.com/persons/#ccp - Refer to the 'I need a copy of my CCB credit report' section for where to obtain your credit report |
| Australia |
Https://www.experian.com.au/order-credit-report-form or https://www.equifax.com.au/personal/products/equifax-credit-report |
| Azerbaijan | Https://www.acb.az/eng/services/extract-from-the-credit-bureau.html |
| Bahamas | http://www.ccbl.info.tt/Caribbean/credit-inquiry/ |
| Bahrain | https://www.benefit.bh/Services/bahraincreditreferencebureau/ |
| Bangladesh | Please contact your bank and obtain 3 months transactional bank statements |
| Barbados | http://www.ccbl.info.tt/Caribbean/personal-solutions/ |
| Belarus | https://creditregister.by/ |
| Belgium | Https://www.nbb.be/en/central-credit-register/credits-individuals/information-reported/central-individual-credit-register - Please contact your bank on how to obtain your credit bureau report |
| Belize | http://www.ccbl.info.tt/Caribbean/credit-inquiry/ |
| Benin | Please contact your bank and obtain 3 months transactional bank statements |
| Bermuda | Http://www.ccbl.info.tt/Caribbean/credit-inquiry/ - Visit any surepay location |
| Bhutan | https://www.cib.bt/ProductAndServices/Consumer.aspx |
| Bolivia |
https://www.infocenter.com.bo/web_publico/public/ or |
| Bonaire | https://www.experian.nl/ |
| Bosnia and Herzegovina | Please contact your bank for instructions on how to obtain your credit bureau report |
| Botswana | https://compuscan.co.bw/ |
| Brazil |
https://www.serasa.com.br/cadastro-positivo/ or |
| Bulgaria | https://www.creditreform.bg/en/home.html |
| Burkina Faso | https://uemoa.creditinfo.com/ |
| Burundi | Please contact your bank for instructions on how to obtain your credit bureau report |
| Cambodia | https://www.creditbureau.com.kh/ |
| Cameroon | Please contact your bank for instructions on how to obtain your credit bureau report |
| Canada |
https://www.consumer.equifax.ca/personal/ or When obtaining a Transunion report, ensure that its a credit consumer disclosure report as that report includes credit history |
| Cayman Islands | https://www.cincb.ky/ |
| Central African Republic | Please contact your bank for instructions on how to obtain your credit bureau report |
| Chile |
or Obtain your credit bureau report from Equifax branches throughout the country |
| China | http://www.pbccrc.org.cn/crc/ |
| Colombia | https://www.transunion.co/ |
| Comoros | Please contact your bank for instructions on how to obtain your credit bureau report |
| Cook Islands | https://cicreditbureau.com/services/ |
| Costa Rica | https://www.equifax.co.cr/personas |
| Cote d'Ivoire | Reach out to Creditinfo VoLo who will be able to take you through the process to obtain your credit report. Email: infos@bic-uemoa.com Contact nr: +22520225635 |
| Croatia | https://www.hrok.hr/ |
| Cyprus | https://www.fccb.com.cy/ |
| Czech Republic |
or |
| Denmark | https://www.experian.dk/ |
| Djibouti | Please contact your bank for instructions on how to obtain your credit bureau report |
| Dominica | http://www.ccbl.info.tt/Caribbean/credit-inquiry/ |
| Dominican Republic |
or |
| Democratic Republic of Congo | Please contact your bank and obtain 3 months transactional bank statements |
| Ecuador | https://www.equifax.com.ec/miscreditos/index |
| Egypt | https://www.i-score.com.eg/ar/information-for-individuals/home/ |
| El Salvador |
https://www.equifax.sv/empresa/equifax-plus or |
| Estonia | https://www.creditinfo.ee/products-services/eraisiku-krediidireiting/ |
| Faroe Islands | Please contact your bank for instructions on how to obtain your credit bureau report |
| Fiji | https://thepacificbureau.com/ |
| Finland |
https://www.asiakastieto.fi/omatieto/en/tuotteet/minun-luottotietoni or https://finland.bisnode.fi/yritys-ja-henkiloluottotietojen-tietosisaltokuvaukset/ |
| France | Please contact your bank and obtain 3 months transactional bank statements |
| French Guiana | Please contact your bank for instructions on how to obtain your credit bureau report |
| French Polynesia | Please contact your bank for instructions on how to obtain your credit bureau report |
| Gabon | Please contact your bank for instructions on how to obtain your credit bureau report |
| Georgia | https://ge.creditinfo.com/ |
| Germany | https://www.meineschufa.de/index.php |
| Ghana | https://xdsdata.com/ |
| Gibraltar | Please contact your bank for instructions on how to obtain your credit bureau report |
| Greece | http://www.teiresias.gr/ |
| Greenland | Please contact your bank for instructions on how to obtain your credit bureau report |
| Guadeloupe | Please contact your bank for instructions on how to obtain your credit bureau report |
| Guam | Please contact your bank for instructions on how to obtain your credit bureau report |
| Guatemala | https://www.sib.gob.gt/web/sib/atencion-al-usuario/record-crediticio |
| Guernsey | http://www.cidsltd.com/creditcheck.html |
| Guinea | Please contact your bank for instructions on how to obtain your credit bureau report |
| Guyana | https://gy.creditinfo.com/credit-reports/ |
| Haiti | Please contact Bank of the Republic of Haiti for instructions on how to obtain your credit bureau report |
| Heard Island and McDonald Islands | Please contact your bank for instructions on how to obtain your credit bureau report |
| Honduras |
or |
| Hong Kong | https://www.transunion.hk/zh/ |
| Hungary | https://bisz.hu/en/homepage/ |
| Iceland | https://www.creditinfo.is/ |
| India | Please obtain your credit bureau report from https://www.experian.in/consumer-reports |
| Indonesia |
https://www.idscore.id/pribadi or https://www.ojk.go.id/id/kanal/perbankan/Pages/Sistem-Layanan-Informasi-Keuangan-SLIK.aspx |
| Iran | https://www.irancreditscoring.com/portal/home/ |
| Ireland |
https://www.myrequest.centralcreditregister.ie/ or |
| Isle of Man | http://www.cidsltd.com/creditcheck.html |
| Israel | https://www.dbisrael.co.il/en/ |
| Italy | http://www.infocomas.com/Credit_Report/purchase_of_Individual_report.asp?NumServ=159 |
| Jamaica | https://jm.creditinfo.com/ |
| Japan | https://www.jicc.co.jp/ |
| Jersey | http://www.cidsltd.com/creditcheck.html |
| Jordan | https://www.crif.jo/AR/ |
| Kazakhstan | https://www.1cb.kz/ |
| Kenya | |
| Korea, South | |
| Kuwait | https://www.cinet.com.kw/ |
| Kyrgyztan | http://www.ishenim.kg/en/Page/History |
| Lao People's Democratic Republic | Please contact your bank for instructions on how to obtain your credit bureau report |
| Latvia | Please contact your bank and obtain 3 months transactional bank statements |
| Lebanon | https://masri.com.lb/products/creditInfo |
| Lesotho | https://compuscan.co.ls/ |
| Liberia | Please contact the Central Bank of Liberia for instructions on how to obtain your credit bureau report |
| Liechtenstein | https://www.crediweb.ch/ |
| Lithuania | https://www.manocreditinfo.lt/Paslaugos/asmenine-kredito-istorija |
| Luxembourg | Please contact your bank for instructions on how to obtain your credit bureau report |
| Macedonia | https://mkb.mk/ |
| Madagascar | Please contact Central Bank of Madagascar for instructions on how to obtain your credit bureau report |
| Malaysia |
https://www.creditbureau.com.my/index.php/access or or |
| Mali | Please contact your bank and obtain 3 months transactional bank statements |
| Malta | https://mt.creditinfo.com/ |
| Marshall Islands | Please contact your bank for instructions on how to obtain your credit bureau report |
| Martinique | http://www.ccbl.info.tt/Caribbean/credit-inquiry/ |
| Mauritania | Please contact your bank for instructions on how to obtain your credit bureau report |
| Mauritius | Contact MCIB (Mauritius Credit Information Bureau), but you have to personally call the MCIB and make a formal request with regards to instructions on 'how to obtain credit bureau report |
| Mayotte | Please contact your bank for instructions on how to obtain your credit bureau report |
| Mexico |
https://www.circulodecredito.com.mx/ or |
| Monaco | Please contact your bank for instructions on how to obtain your credit bureau report |
| Mongolia | Please contact your bank and obtain 3 months transactional bank statements |
| Montenegro | Please contact your bank and obtain 3 months transactional bank statements |
| Morocco |
or |
| Mozambique | Please contact your bank and obtain 3 months transactional bank statements |
| Myanmar | Please contact your bank and obtain 3 months transactional bank statements |
| Nepal | Please contact your bank for instructions on how to obtain your credit bureau report |
| Netherlands | https://www.experian.nl/ |
| New Caledonia | Please contact your bank for instructions on how to obtain your credit bureau report |
| New Zealand |
Https://www.mycreditfile.co.nz/ or https://www.creditcheck.illion.co.nz/ or |
| Nicaragua | https://www.transunioncentralamerica.com/ |
| Niger | Please contact your bank and obtain 3 months transactional bank statements |
| Nigeria |
Please note when making use of this site you will need to select the option "CRC Self Enquiry" as well as the "CRC Score". By selecting these options it will give us the full detail we require on your Credit Report and your current Credit Score. If we need further information we will be in touch with you or https://firstcentralcreditbureau.com/x-score-consumer-detailed-report/ |
| Norfolk Island | Please contact your bank for instructions on how to obtain your credit bureau report |
| Northern Mariana Islands | Please contact your bank for instructions on how to obtain your credit bureau report |
| Norway | https://www.experian.no/ |
| Oman | Please contact your bank for instructions on how to obtain your credit bureau report |
| Pakistan | |
| Panama | https://www.intelidat.com/ |
| Paraguay | https://www.informconf.com.py/index.php |
| Peru |
or |
| Philippines | |
| Poland | https://www.bik.pl/ |
| Portugal |
or |
| Puerto Rico | https://www.transunion.com/ |
| Qatar | https://www.cb.gov.qa/ |
| Romania | https://www.birouldecredit.ro/ |
| Russia |
or |
| Rwanda | https://www.transunionafrica.com/rwanda |
| Saint Pierre and Miquelon | Please contact your bank for instructions on how to obtain your credit bureau report |
| San Marino | Please contact your bank for instructions on how to obtain your credit bureau report |
| Sao Tome and Principe | Please contact your bank for instructions on how to obtain your credit bureau report |
| Saudi Arabia | https://www.simah.com/en/products/pages/simati.aspx |
| Senegal | Please contact your bank and obtain 3 months transactional bank statements |
| Serbia | https://www.kreditnibiro.com/default.aspx or https://www.ubs-asb.com/en/about-us/credit-bureau/credit-bureau-report The request for withdrawing a report may be filed by the citizens at the banks’ counters or on the premises of the ASB Credit Bureau. The citizens can choose the manner of report delivery (by e-mail, by post, by telefax), or they can collect their reports personally at the Credit Bureau. |
| Singapore | https://apps.experian.com.sg/bank-bureau/buy-report1.aspx |
| Slovakia | http://www.sbcb.sk/ |
| South Africa |
or select the 'GET A REPORT FOR ME' option in the credit report task on your dashboard |
| Spain | Https://www.einforma.com/ |
| Sri Lanka | http://www.crib.lk/en/ |
| Suriname | Please contact your bank for instructions on how to obtain your credit bureau report |
| Sweden | https://www.uc.se/ |
| Switzerland | Https://www.zek.ch/de-ch/kredit-leasingnehmer/eintrage-zu-meiner-person |
| Taiwan | https://www.jcic.org.tw/main_ch/index.aspx |
| Tajikistan | https://cibt.tj/en/services/consumers |
| Tanzania |
https://tz.creditinfo.com/individual-solutions/ or |
| Thailand | https://www.ncb.co.th |
| Trinidad and Tobago | http://www.transunion.co.tt/ |
| Tunisia | Please contact the Central bank of Tunisia to obtain your credit bureau report |
| Turkey | https://www.findeks.com/ |
| Uganda | https://compuscan.co.ug/ |
| Ukraine |
or |
| United Arab Emirates | https://www.aecb.gov.ae/home |
| United Kingdom | https://www.experian.co.uk/ OR select the 'GET A REPORT FOR ME' option in the credit report task on your dashboard |
| United States |
https://www.experian.com/ OR select the 'GET A REPORT FOR ME' option in the credit report task on your dashboard |
| Uruguay | https://www.equifax.uy/personales |
| Uzbekistan | Please contact your bank and obtain 3 months transactional bank statements |
| Venezuela | Please contact your bank and obtain 3 months transactional bank statements |
| Vietnam | http://www.pcb.vn/en/ |
| Virgin Islands | Please contact your bank for instructions on how to obtain your credit bureau report |
| Wallis and Futuna | Please contact your bank for instructions on how to obtain your credit bureau report |
| Zambia | https://www.transunionafrica.com/ |
| Zimbabwe | http://www.fcbureau.co.zw/services.html |