A credit report is a detailed report of an individual's credit history prepared by a credit bureau. Credit bureaus collect information and create credit reports based on that information, and lenders use the reports along with other details to determine loan applicants' credit worthiness.
Even if you have never taken out credit before, it’s important to provide us with a credit report. The process for obtaining a credit report differs in each country, we have listed some links below to help you. Some of these options may no longer be available, in which case please visit your bank for guidance or email us at info@prodigyfinance.com for support.
Argentina - http://www.veraz.com.ar OR http://www.experian.com.ar
Armenia - http://www.acra.am
Australia - http://www.mycreditfile.com.au OR http://dnb.com.au
Azerbaijan - Centralized Credit Registry Service Of Central Bank Of The Republic Of Azerbaijan. Please contact your local bank for instructions on how to obtain this document.
Bahrain - https://www.benefit.bh
Bangladesh - http://www.bangladesh-bank.org
Belgium - http://www.nbb.be
Brazil - http://www.serasaconsumidor.com.br/ (select the option "Serasa AntiFraude")
Bulgaria - Central Credit Register of the Bulgarian National Bank
Canada - http://www.transunion.ca OR http://www.consumer.equifax.ca
Chile - http://www.dicom.cl
China - People's Bank of China (ID card required) OR https://ipcrs.pbccrc.org.cn/
Colombia - https://www.datacredito.com.co OR http://www.colconectada.com/consultar-cifin
Costa Rica - http://www.equifax.com
Cote d'Ivoire - https://backcheckgroup.com/shop/governance-risk-and-compliance-checks/personal-credit-report-cote-divoire/
Czech Republic - http://www.kolikmam.cz/sluzby/vypisyzregistru/ OR http://www.cbcb.cz/
OR http://creditinfosolutions.com/our-management/
Denmark - http://www.experian.dk
Dominican Republic - https://www.transunion.do/ OR http://www.datacredito.com.do
Ecuador - http://www.equifax.com
Egypt - Egyptian Credit Bureau (You will need to visit any of the member banks with your national ID card.)
El Salvador: http://www.equifax.com/home/es_sv
Estonia - http://www.krediidiinfo.ee
France - http://www.experian.fr
Georgia - http://www.creditinfo.ge
Germany - https://www.meineschufa.de
Ghana - http://www.xdsdataghana.com
Greece - http://www.tiresias.gr
Guatemala - https://www.transunioncentralamerica.com/quienes-somos/donde-estamos
Honduras - https://www.transunion.com.do/ICS/pages/home.xhtml
Hong Kong - http://www.transunion.hk
Hungary - http://www.bisz.hu
India - http://www.cibil.com/creditscore OR https://www.wishfin.com/experian-credit-scoreCIBIL OR https://cir.crifhighmark.com/Inquiry/B2C/B2CFFCRPortal.action
Indonesia - http://www.birokredit.com/Biro Informasi Kredit
Iran - http://www.irancreditscoring.com
Ireland - http://www.icb.ie/
Italy - http://www.infocomas.com/Credit_Report/purchase_of_Individual_report.asp?NumServ=159
Jamaica - https://jm.creditinfo.com/
Japan - http://www.jicc.co.jp
Jordan - Jordan Credit Union
Kazakhstan - http://www.1cb.kz/
Kenya - http://www.transunionitc.co.za OR www.metropol.co.ke
Kuwait - https://www.cinet.com.kw/
Kyrgyzstan - http://www.ishenim.kg/en/Page/History
Lebanon - http://masri.com.lb/
Macedonia - http://www.mkb.mk
Madagascar - https://backcheckgroup.com/shop/governance-risk-and-compliance-checks/personal-credit-report-madagascar/
Malaysia - http://creditbureau.bnm.gov.my
Mauritius - You can get this MCIB (Mauritius Credit Information Bureau), but you must call in person at the MCIB and make a formal request.
Mexico - http://www.burodecredito.com.mx
Mozambique - https://compuscan.co.za/services/credit-bureau-services/
Nepal - http://www.cibnepal.org.np
Netherlands - http://www.experian.nl
New Zealand - http://www.centrix.co.nz OR https://www.checkyourcredit.co.nz OR http://www.mycreditfile.co.nz
Nigeria - http://www.crccreditbureau.com OR http://www.xdscreditbureau.com
Norway - http://www.experian.no
Pakistan - http://www.sbp.org.pk/ecib/about.htm
Panama - https://www.intelidat.com/
Paraguay - www.informconf.com.py
Peru - http://www.equifax.com
Philippines - http://www.cibi.com.ph
Poland - https://www.bik.pl/
Portugal - http://www.equifax.pt/
Qatar - http://www.cb.gov.qa/English/Pages/default.aspx
Romania - http://www.birouldecredit.ro
Russia - https://ucbreport.ru/ OR http://www.crif.ru/Pages/default.aspx
Saudi Arabia - http://www.simah.com
Singapore http://www.creditbureau.com.sg OR
https://www.dpgroup.com.sg/AboutDP/ConsumerCreditBureau.aspx
Slovakia - http://www.scb.sk
South Africa - http://www.transunion.co.za
Spain - http://www.equifax.es
Sri Lanka - http://www.crib.lk
Sweden - https://www.uc.se
Switzerland - http://www.dnb.ch
Thailand - https://www.ncb.co.th OR http://www.scb.co.th/en/home
Trinidad and Tobago - http://www.transunion.co.tt
Turkey - https://www.findeks.com
Uganda - www.compuscan.co.ug
Ukraine - www.pvbki.com/ukr/ OR https://credithistory.com.ua/ua/
United Arab Emirates - https://www.aecb.gov.ae/home
United Kingdom - http://www.experian.co.uk OR http://www.equifax.co.uk
United States - http://www.experian.com OR https://www.equifax.com/personal/
Uruguay - www.clearing.com.uy OR https://www.equifax.uy/personales
Venezuela - http://sudeban.gob.ve
Vietnam - http://www.pcb.vn
Zambia - https://www.transunionafrica.com/
Zimbabwe - http://www.fcbureau.co.zw/
Note: If the report is issued in a language other than English, please ensure that you provide us with a full English translation by a certified translator. You are welcome to use a freelance service such as Upwork.com as long as you include the full name and contact details of the translator.
If the report shows late payments or delinquent accounts, explanation of the circumstances is required for each occurrence.
If the report is incorrect, contact your credit bureau and get an updated or corrected version.
If you have difficulty downloading your credit report, we can accept a single screenshot but it would need to show the full details of your credit report, your name, date, contact details will need to be visible as well as the payment history.