Our entire loan process is online, from submitting an application to signing your final loan agreement.
Create an account and confirm your email address. We'll support you throughout your journey so that applying for funding is effortless.
Apply for funding
In exchange for some additional details about your plans, you'll receive a customised quote. If you're still deciding where to study, you can create a separate application for each school and compare offers.
Upload your documents
Accept the quote that's right for you and upload a few documents. To view the list of documents you may be asked for, click here.
Finalise your loan
We'll work to match your application with the funds we've raised from our community of investors. If you're matched, we'll notify you so you can commit to your loan and get a loan sanction letter to use for your visa appointment. We will then requst your school (if you are attending a school in the US) to certify your loan.
Sign your loan agreement digitally when you land on campus, and your money will be on its way! We send funds straight to your school, so you don't have to worry about making complex international transfers. If part of your loan is for living expenses, we'll send your entire loan amount (tuition + living expenses) to your school, and your school will pay the amount for living expenses into your personal bank account.
Study first, pay later
Soak up campus life and share your story with the next batch of international grads. Payments don't start until 6 months after classes end if you study full-time, so you can focus on getting your degree and landing that dream job. If you study part-time, repayment begins 3 months from the date we send your funds to the school.
Your loan agreement will include the date that your first repayment is due. We'll also be sending you the occasional email during your studies to help you prepare to start repaying your loan.
You can also use the Prodigy Finance mobile app any time to check your statements, outstanding balance, review payment due dates, and get information about making payments.