Our entire loan process is online, from submitting an application to signing your final loan agreement.
Get started
Create an account and confirm your email address. We'll support you throughout your journey so that applying for funding is effortless.
Apply for funding
In exchange for some additional details about your plans, you'll receive a customised quote. If you're still deciding where to study, you can create a separate application for each school and compare offers.
Upload your documents
Accept the quote that's right for you and upload your documents to continue your application.
Finalise your loan
We'll work to match your application with the funds we've raised from our community of investors. If you're matched, we'll notify you so you can commit to your loan and get a loan sanction letter to use for your visa appointment. We will then requst your school (if you are attending a school in the US) to certify your loan.
Digitally sign
Sign your loan agreement digitally when you land on campus, and your money will be on its way! We send funds straight to your school, so you don't have to worry about making complex international transfers. If part of your loan is for living expenses, we'll send your entire loan amount (tuition + living expenses) to your **school, and your school will pay the amount for living expenses into your personal bank account.
**If you are attending a school outside of the US and qualify for living expenses, we will send your living expenses directly to your personal bank account one month after your tuition has been paid to your school.
What can I use the loan for?
Some schools allow funds to be used for living expenses as well as tuition fees. If your loan includes living expenses, we will send the tuition portion to your school directly.
Study first, pay later
Soak up campus life and share your story with the next batch of international grads. Payments don't start until 6 months after classes end if you study full-time, so you can focus on getting your degree and landing that dream job. If you study part-time, repayment begins 3 months from the date we send your funds to the school.
Your loan agreement will include the date that your first repayment is due. We'll also be sending you the occasional email during your studies to help you prepare to start repaying your loan.
You can also use the Prodigy Finance mobile app any time to check your statements, outstanding balance, review payment due dates, and get information about making payments.
Chat with our team
If you have any questions about the Prodigy Finance loan application journey, you're invited to join us in one of our weekly webinars. Register here!
If you want any information related to the Prodigy Finance supported schools before you make your decision, or if the question is simply, “What loans am I eligible for?”, simply check out one of our Support pages or visit our Study Centre to read more about how Prodigy Finance can help you in the next stage of your career journey.
Also, if you have some questions about Prodigy Finance charging any hidden fees, whether your full cost of studies will be covered, whether forex rates will affect your interest, or if you’ll receive a tax break or not, here is an article that provides as good a Prodigy Finance review as possible.
For any other information about Prodigy Finance, or our student loan process, feel free to browse through our site or register for a webinar to have your questions answered by one of our team members before you apply for our student loan.